Skip links

Vema Mortgage LLC

Mortgage Broker

Trusted Experience.

VEMA MORTGAGE (NMLS # 1019911) is a top-rated Mortgage Broker specializing in wholesale residential mortgages. We are committed to helping individuals and families realize the dream of home ownership in the US.

VEMA provides:

  • Competitive mortgage rates.
  • Personalized customer service
  • Diverse loan options for all backgrounds.

We are ranked among the TOP 20 brokers nationwide for our partner UWM.

Meet the Family

Sebastian George

Mortgage Broker
NMLS # 161496

Chirag Rachhadia

Mortgage Broker
NMLS # 1890628

Vipul Hapani

Mortgage Broker
NMLS # 1891192

PT Johnson

Sr. Loan Officer
NMLS # 2063766

Sreedhar Anchuri

Sr. Loan Officer
NMLS # 2274506

Jansy Sebastian

Loan Officer
NMLS # 2472689

Flegy Abraham

Loan Officer
NMLS # 2259829

George Chirackal

Loan Officer
NMLS # 1706749

Manju Kizha

Loan Officer
NMLS # 2281602

Baijy Joseph

Loan Officer
NMLS # 2002581

Satish Kumar Dantala

Loan Officer
NMLS # 2222612

Chintan Shah

Loan Officer
NMLS # 2476200

Vishwa Gudur

Loan Officer
NMLS # 2496442

Ballingam Chepuri

Loan Officer
NMLS # 2463533

Anil Samala

Loan Officer
NMLS # 2395182

Bibek Kharel

Loan Officer
NMLS # 2397200

Sudhakar Meenige

Loan Officer
NMLS # 1927316

George Sebastian

Loan Officer
NMLS # 2047112

Laxmi Pantha

Processor

Nilima Ahire

Processor

Sirisha Kasimkota

Compliance Officer

Licenses Information

StateRegulated ByState License #
Arizona (AZ)Arizona Department of Financial Institutions1050238
Colorado (CO)Colorado Division of Real Estate1019911
Florida (FL)Florida Office of Financial RegulationsMBR3878
Georgia (GA)Georgia Department of Banking and Finance1019911
Oklahoma (OK)Oklahoma Department of Consumer CreditMB016132
Maryland (MD)Maryland Commissioner of Financial Regulation1019911
Minnesota (MN)Minnesota Department of CommerceMN-MO-1019911
Michigan (MI)Michigan Department of Insurance and Financial ServicesFL0024269
Michigan (MI) 2nd MortgageMichigan Department of Insurance and Financial ServicesSR0021551
North Carolina (NC)North Carolina Commissioner of Banks OfficeB-183688
Pennsylvania (PA)Pennsylvania Department of Banking and Securities96813
South Carolina (SC)South Carolina Department of Consumer Affairs1019911
Texas (TX)Texas Division of Saving and Mortgage Lending1019911
Virginia (VA)Virginia Bureau of Financial InstitutionsMC-7094

Customer Reviews

5/5 Star

796

reviews

Suvedi Family
Suvedi Family
28 January 2024
They were super helpful in explaining how the mortgage broker business works and giving great advice. Very trustworthy.
Ram kumar kuncha
Ram kumar kuncha
26 January 2024
Excellent service, provided complete information and educated regarding refinancing and helped get lower rates, I checked with multiple lenders no body could give such service and rates. Also helped by providing closing costs. I would definitely recommend Johnson and his team and this team will be my preferred refinance experts for my next one too.
Jivesh Gaur
Jivesh Gaur
21 January 2024
Successfully closed on my new home!! I had an amazing experience working with PT Johnson, so easy to work with him. He provided very simple and clearly laid out process steps, I followed the instructions, submitted the documents on-time and the entire process went very smooth. I have heard stories where buyers had horrifying experience and they ended-up with either delayed closing or had to change their lender. But none of that with P.T. Johnson, he got me rates that nobody could offer, forget about beating it (I got quotes from National Banks, Credit unions, Online lenders, local loan officers). He was always responsive to my text messages and off-work hour phone calls, a quality I really appreciated. I highly recommend him.
shruthi javvaji
shruthi javvaji
20 January 2024
I appreciate johnson’s prompt assistance in closing my loan. Your guidance throughout the process was invaluable, making the experience smooth and stress-free. Thank you for demonstrating exceptional expertise, ensuring a seamless loan closure. I highly appreciate the professionalism and efficiency exhibited throughout the process. Grateful for a hassle-free experience. I would highly recommend Johnson here at VEMA Mortgage!
Shweta Rathore
Shweta Rathore
19 January 2024
Johnson was our lending officer. He is very proactive and helpful. As we recently moved to US, he guided us at each step. I strongly recommend him.
Anoop Mathew
Anoop Mathew
18 January 2024
I had an outstanding experience working with Vema Mortgage. They were incredibly reliable, always acting promptly and coordinating seamlessly with the title company. The closing process was smooth, and I had no worries at all. What stood out was their constant availability to clarify any doubts I had, making the entire process transparent and stress-free. Moreover, they offered me the best rates, and their straightforward approach was truly commendable. I highly recommend them and am giving a well-deserved 5-star rating. Thank you for the exceptional service!
Prince Joseph
Prince Joseph
17 January 2024
I recently had the pleasure of working with Sebastian George from Vema Mortgage, and I must say, the experience was exceptional.Sebastian's expertise and commitment to securing the best mortgage deal for us were truly remarkable. Throughout the process, he provided clear and transparent communication, making a complex procedure easy to navigate. Sebastian's dedication to understanding our financial goals and negotiating the best terms for our mortgage went above and beyond our expectations.Working with Sebastian felt like having a knowledgeable ally on our side. He took the time to explain every detail, ensuring we felt confident and informed throughout the process. His personalized approach and customer-centric attitude set a high standard for service.I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!
SANJEEV P
SANJEEV P
13 January 2024
It was great working with Vema mortage for recent home purchase. Sebastian & Neelima helped me throughout my mortgage loan processing. They are very knowledgeable & experienced. Entire Loan process & closing was also very smooth. I highly recommend Vema mortage LLC for any mortgage help.
Karthik
Karthik
11 January 2024
Low closing costs and Faster Loan Processing i had great expireance, and guided pin to pin explained what to choose

Zillow Reviews

5/5 Star

676

reviews

Our Happy Customers

21+

Years of Experience

11,200+

Satisfied Customers

13

States Licensed

1610+

5 Star Reviews