About US
VEMA MORTGAGE (NMLS # 1019911) is a Mortgage Broker dealing with multiply wholesale lenders specializing in residential mortgages. We are committed to helping families and individuals achieve the dream of home ownership in US. VEMA offers competitive mortgage rates and personalized customer service as well as a host of diverse, flexible mortgage packages for customers with a variety of backgrounds and needs. We are in the TOP 20 Brokers (for UWM) in the nation. We are Licensed in the below states.
Michigan
North & South Carolina
Texas
Virginia
Maryland
Pennsylvania
Texas
Georgia
VEMA takes pride in educating the borrower of the entire mortgage process & help them get all the documentation from SUBMISSION TO CLOSING. In Purchase transaction, we will ensure that throughout the process we are in touch with the Real Estate Agent to inform them about the progress. In-fact, they love us as they know that the deal will be done in 15 business days or less. We pride ourselves on customer service and are known for our high service standards. The entire process is very transparent, and you will be informed of the progress of your loan application. We strive to earn your complete satisfaction because we are the Best in the Industry because of our customer’s referrals . We have more than 1200 + 5 star rates & 1000’s of satisfied Customer.
Also, customers and real estate agent love us as we are open Every day from 9:00 AM to 9:00 PM (EST) 7 days a week. We are also open on holidays.
Core ValuesVema Mortgage - Mortgage Brocker
Lowest Rate
We strive to understand our client’s business goals first. Then all decisions are made with those goals in mind.
Vema MortgageGreat Team
Our in-house talent represents a balanced mix of agency and enterprise experience with diverse backgrounds.
Meet The TeamBest Service
You can communicate easily with us. Our average hold time for support is exceptionally fast.
Talk to Support-
Excellent work by Vipul Hapani. He found us the best intrest rate. We closed our loan just in 2 weeks. I didn't have to leave the house to do anything.... read more Entire loan process was done over the phone, digitally and assigned notary came to the house to finalize the closing documents. I will recommend Mr. Hapani to anyone for house loans.
MJ P
March 8, 2022Worked with Ramesh for refinancing my house. Got the best service in securing loan. He provided quick response to any question. He is very knowledgeable and gave very detailed answers.... read more He never pushed me to lock the loan. I got the best rate comparing with other companies. I would definitely recommend him to my friends.
Arikrishnan T
March 6, 2022Recently processed my home loan with Ramesh from Vema mortgage and he made the process so seamless. One of the best customer service that I received in my life. Highly... read more recommend to others!
Mohan Raja
March 2, 2022 -
I had a great experience working with Vema Mortgage team. Johnson has been very helpful all throughout the loan process.
avijit verma
March 1, 2022Sebastian helped me with my mortgage for my first home . Needless to say that first time home buying process comes with tons of questions . One is cautious, nervous... read more and has this mixed bag of feelings where you don't want to make any mistakes .Sebastian and his team made things so easy for me right from the go . I got my pre-approval letter within a matter of hours and they closed my loan process within 10 days . Given that this was my first house I wanted to understand things in details out of curiosity . The VEMA mortgage team (Sebastian, Johnson, Laxmi & Manju) answered each and every question , explained each and every line item in the final CD with patience and a smile on their face .They kept me updated constantly on what was to come next and what needs to be started and completed ASAP. The title company they got me in touch with - Calvin from Everest title was good to work with too . He came in fully prepared on the day of closing and we closed in less than 30 minutes .First home buying is a unique experience for anyone . Thank you VEMA mortgage for making it so stress free and special for me . I would highly recommend Sebastian and his team .They will work hard for you and get you the best deal on your mortgage .
goemailme soon
March 1, 2022My mortgage refinance experience with Vema Mortgage LLC was very good. They are very prompt in clarifying all my questions. Closing was done on-time very smoothly w/o any issues. I... read more will definitely work with them for my future mortgage needs.
chinnam reddy
March 1, 2022 -
It was great working with Vipul for mortgage application. He was very helpful throughout the whole process and very responsive. He would go above and beyond to help his clients... read more in any way possible. Would definitely recommend him for all your further mortgage needs!!!
Yash Patel
February 22, 2022We had an awesomely great experience partnering with Vema Mortgage loan officer Mr.Sebastian George. He is very knowledgeable, subject matter expert, reachable and provides timely responses to all the queries;... read more especially for a first time home buyers, this is very critical. Sebestian and team worked tirelessly for clear to close within stipulated timeline despite of challenges that presented itself due to supply chain issues.I would recommend Sebastian and the team Johnson and Manju for their commendable work they do.
Prasun Sinha
February 15, 2022It was a great pleasure working with the Vema Mortgage LLC, Sebastian & Team( Manju , John) .Each and every team member gave their best and helped us in purchasing... read more a new home. Especially in our case which is quite different than others which involves sale through owner who stays outside US and we as a first time home buyers, they have handled the situations with nice guidance and completed the process successfully. You guys are the best
chaitanya varma
February 15, 2022