Our Services
About Us
VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.
What We Do
VEMA offers competitive mortgage rates and personalized customer service as well as a variety of flexible mortgage packages for customers with diverse backgrounds and needs. We are ranked in the TOP 20 Brokers (for UWM) nationwide.
We are licensed in the following states:
AZ, CO, FL, GA, OK, MD, MN , MI, NC, NJ, PA, SC, TX, & VA
21+
Years of Experience
11,200+
Satisfied Customers
14
States Licensed
1610+
5 Star Reviews
Why Choose Vema Mortgage
Customer Reviews
5/5 Star
819
reviews
Sri Harsha23 July 2024Chirag is the worst agent i have ever seen. He doesn't respond to calls neither text back to the questions that we ask. He just delays the process that i had to go for appraisal for second time coz first one was expired and unused. You know my number to discuss if you feel like i did not write what you did.
Pradeep Kannan23 July 2024I recently had the pleasure of working with Vemo Mortgage for my home purchase, and I couldn't be happier with the experience. From start to finish, the process was smooth and efficient, making what could have been a stressful experience incredibly easy. A special thanks to Johnson, our loan officer. He was exceptionally informative, taking the time to explain every step of the process clearly. His patience and knowledge made me feel confident and well-informed throughout the entire journey.
Harsh Patel23 July 2024Really Helpful when Sebastian George was able to explain everything in detail plus he gave me the best rate.
Jal Reddy21 July 2024I had the pleasure of working with Vipul Hapani from Vema Mortgage during my recent home purchase, and it is an impeccable experience. Throughout the entire process, Vipul demonstrated exceptional professionalism, deep knowledge of the mortgage industry, and a genuine commitment to ensuring my needs were met. From the initial consultation to the closing day, Vipul was incredibly responsive and proactive in guiding me through each step of securing a mortgage for my primary home. They patiently answered all my questions, provided clear explanations of complex financial terms, and consistently kept me informed about the progress of my application. What stood out most was Vipul’s dedication to finding the best financing options tailored to my financial situation. They worked diligently to secure a competitive interest rate and ensured that all paperwork was handled efficiently, which made the entire process smooth and stress-free for me. In addition to their professional competence, Vipul also impressed me with his friendly demeanor and genuine interest in my satisfaction as a client. They truly went above and beyond to deliver exceptional service, making me feel confident and supported throughout the home buying journey. Overall, I am extremely satisfied with my experience with Vipul/Vema and would wholeheartedly recommend them to anyone looking for a reliable and knowledgeable loan officer. Thank you, Vipul for helping me achieve my dream of owning a home!l If you are in market for home loan, just call Vipul Hapani.
Deepthi Polur20 July 2024Johnson has supported us at each step of the way and has always there when need for any clarification and he is a true professional, i have recommend him to all my friends.
TheVeera198220 July 2024Hello I have taken the mortgage for my new house with Vema mortgage, experience was so smooth and less tedious when compared to other vendors. My agent was Johnson P T, he was able to help me with the processes and documentation and able to get me away with less interest rate. Thank you guys.
vimi patel20 July 2024Had very good experience for getting home loan. Johnson was our loan officer and he gave us best interest rates in market. Also explained us different type of loan options. Thank you Johnson
Livingston Samuel Johnson18 July 2024They gave us very low interest rate
shirish sahu18 July 2024I obtained my home mortgage through VEMA MORTGAGE, and Mr. Sebastian guided me through each step, explaining everything in detail. He offered the best interest rate in the market and the highest lender’s credit compared to other options. I highly recommend Sebastian for home mortgages.
Moon Light17 July 2024I recently bought my home loan through Vema mortgage and worked with Sebastian George from Vema mortgage. I had an excellent experience working with Mr. Sebastian George. His expertise and knowledge helped a lot as we purchased our first home. Throughout the process, he provided clear and transparent communication. He is incredibly professional, knowledgeable, and always available to answer my questions. The process was smooth and stress-free. I highly recommend Sebastian George for anyone seeking mortgage assistance. Thank you, Sebastian, for your outstanding support!
Zillow Reviews
5/5 Star
676
reviews
Sebastian is very knowledgeable and ensures transparency in all transactions. It was a wonderful experience to work with him and I would highly recommend Sebastian to anyone who is looking for good advice during the process of buying a home.
It was pleasure working with Sebastian. He was able to provide all the required information and provided explanations for the questions and concerns we had during the loan processing. Looking forward to working with him in future.
I contacted Chirag for my mortgage. He has been extremely professional right from day one. He explained each and every steps thoroughly. I got a very good mortgage deal. I would definitely recommend others to contact him for loan requirements.
Really liked working with Sebastian throughout my house buying process. He made my financing process very smooth. From start he provided valuable guidance and was always easily reachable which helped us to close on time.
Sebastian and his team were excellent during and after the entire lending process. His experience and expertise in the field, quick turnaround, prompt and detailed explanation were of great value to me and made my purchase journey extremely smooth.
Blindly, you can trust him. We will not regret it until the end of the closing. I got his reference from my friend, and after enquiring with other lenders, Chirag will provide the best service and the best rate compared to others for any loan requirement.
Sebastian made the whole mortgage process very smooth for me being first time buyer. He was patient to answer my questions and providing his suggestions as well based on his experience. It was a wonderful experience to work with him.
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Our Happy Customers
Am I Ready To Buy?
When considering homeownership for the first time, it’s important to determine if buying makes both financial and practical sense for your situation. Consider the pros and cons of both renting and buying, and weigh them accordingly.
