on your Purchase & Refinance !
Mortgage Solutions & Expert Guidance !
Vema Mortgage : Your Trusted Partner.
the Perfect Mortgage Solution
Broker in Town with the lowest rates.
Mortgage Solutions & Expert Guidance !
on your Purchase & Refinance !
Mortgage Solutions & Expert Guidance !
Living the American Dream !
About Us
VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.
What We Do
VEMA offers competitive mortgage rates and personalized customer service as well as a variety of flexible mortgage packages for customers with diverse backgrounds and needs. We are ranked in the TOP 20 Brokers (for UWM) nationwide.
We are licensed in the following states:
AZ, CO, CT, FL, GA, OK, MD, MN , MI, NC, NJ, PA, SC, TN, TX, & VA
21+
Years of Experience
11,200+
Satisfied Customers
14
States Licensed
1610+
5 Star Reviews
Why Choose Vema Mortgage
Lowest Rate
We prioritize understanding clients' goals and make customized rate offers accordingly.
Great Team
Our team has diverse expertise across agencies for balanced service.
Best Service
We have fast response times and exceptional technical support.
Easy Onboarding
We focus on clients' objectives to streamline onboarding.
Transparent Process
We follow clear and transparent processes to build trust.
Trustworthy Partners
Our thousands of satisfied customers validate our high-quality, trustworthy service.
Customer Reviews
5/5 Star
946
reviews
Zillow Reviews
5/5 Star
733
reviews
Sebastian is very knowledgeable and ensures transparency in all transactions. It was a wonderful experience to work with him and I would highly recommend Sebastian to anyone who is looking for good advice during the process of buying a home.
It was pleasure working with Sebastian. He was able to provide all the required information and provided explanations for the questions and concerns we had during the loan processing. Looking forward to working with him in future.
I contacted Chirag for my mortgage. He has been extremely professional right from day one. He explained each and every steps thoroughly. I got a very good mortgage deal. I would definitely recommend others to contact him for loan requirements.
Really liked working with Sebastian throughout my house buying process. He made my financing process very smooth. From start he provided valuable guidance and was always easily reachable which helped us to close on time.
Sebastian and his team were excellent during and after the entire lending process. His experience and expertise in the field, quick turnaround, prompt and detailed explanation were of great value to me and made my purchase journey extremely smooth.
Blindly, you can trust him. We will not regret it until the end of the closing. I got his reference from my friend, and after enquiring with other lenders, Chirag will provide the best service and the best rate compared to others for any loan requirement.
Sebastian made the whole mortgage process very smooth for me being first time buyer. He was patient to answer my questions and providing his suggestions as well based on his experience. It was a wonderful experience to work with him.
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Our Happy Customers
Am I Ready To Buy?
When considering homeownership for the first time, it’s important to determine if buying makes both financial and practical sense for your situation. Consider the pros and cons of both renting and buying, and weigh them accordingly.