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About Us

VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.

Our Services

What We Do

VEMA offers competitive mortgage rates and personalized customer service as well as a variety of flexible mortgage packages for customers with diverse backgrounds and needs. We are ranked in the TOP 20 Brokers (for UWM) nationwide.

We are licensed in the following states:

AZ, CO, FL, GA, OK, MD, MN , MI, NC, NJ, PA, SC, TX, & VA

21+

Years of Experience

11,200+

Satisfied Customers

14

States Licensed

1610+

5 Star Reviews

Why Choose Vema Mortgage

Lowest Rate

We prioritize understanding clients' goals and make customized rate offers accordingly.

Great Team

Our team has diverse expertise across agencies for balanced service.

Best Service

We have fast response times and exceptional technical support.

Easy Onboarding

We focus on clients' objectives to streamline onboarding.

Transparent Process

We follow clear and transparent processes to build trust.

Trustworthy Partners

Our thousands of satisfied customers validate our high-quality, trustworthy service.

Customer Reviews

5/5 Star

819

reviews

Vaman Baldha
Vaman Baldha
30 October 2024
I had a fantastic experience with Vipul Hapani while refinancing my home mortgage. He was fast, efficient, and completed the process on time with no cost. Highly recommend him for anyone looking to refinance!
Sreenivasulu Persineti
Sreenivasulu Persineti
30 October 2024
I recently had the pleasure of working with Vipul at Vema Mortgage LLC for my refinance, and I couldn’t be more impressed with the service I received. Vipul’s expertise, attention to detail, and dedication to ensuring the best possible outcome made the entire process seamless and stress-free. He went above and beyond to answer my questions and kept me informed every step of the way. Thanks to his extraordinary work, I secured a great rate and feel confident in my decision. I highly recommend Vema Mortgage LLC and Vipul for anyone considering a mortgage or refinance – truly exceptional service!
Nageswara Naveen Borusu
Nageswara Naveen Borusu
30 October 2024
I strongly recommend Vema Mortgage for their services and support. Especially Mr. Sebastian who have assisted me in getting my application processed smoothly. He is one of the best person, very genuine and trustworthy. Thank Sebastian sir and Vema Mortgage for your service and support.
Srikanth Ch
Srikanth Ch
29 October 2024
We had an excellent experience with Vema mortgage. The entire mortgage process was smooth and completed within three weeks, which was faster than expected. Our representative Vipul Hapani was knowledgeable, responsive, and took the time to answer all our questions, ensuring we understood every part of the loan terms. We received a competitive rate, and all fees were transparent from the start. Closing was convenient and stress-free. Overall, we highly recommend Vipul Hapani & Vema mortgage and would definitely work with them again.
Kevin Patel
Kevin Patel
28 October 2024
I would like to express my sincere appreciation to Vipul Hapani for providing me with exceptional service. Their professionalism, attention to detail, and dedication to securing the best possible loan terms made the entire process smooth and stress-free. I can confidently recommend him to anyone in need of financial assistance, knowing they will receive the same outstanding service that I did. Thank you for your excellence in service.
Narla. Prasanth.
Narla. Prasanth.
28 October 2024
I worked with Johnson from Vema Mortgage. His response, Support, expertise helped us to get the clear to close on time with good interest rate. Thank you very much for all the hard work.
Srihari Nagula
Srihari Nagula
28 October 2024
I recently refinanced my home with Vipul and I couldn't be happier with the experience! From start to finish, Vipul was professional, knowledgeable, and responsive. He explained everything clearly, answered all my questions, and made the process smooth and stress-free. The rates and terms offered were very competitive, and Vipul worked hard to ensure I got the best deal possible. His attention to detail and dedication to customer satisfaction are truly impressive. I've already recommended Vipul to friends and family, and I would highly recommend him to anyone looking to refinance their home. Thank you, Vipul, for an exceptional experience
Pratik Hanagodimath
Pratik Hanagodimath
28 October 2024
Second review: Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone. First review: I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.
Saravanan Ramamoorthy
Saravanan Ramamoorthy
28 October 2024
We recently completed the loan closing process, and it was an outstanding experience from start to finish. Vipul was incredibly knowledgeable, walking us through each step and ensuring we understood all the details. Vipul provided clear and prompt communication, addressing any questions we had and keeping everything on track. The closing itself was seamless and stress-free. Highly recommend for anyone seeking a smooth, professional, and thorough loan closing experience!

Zillow Reviews

5/5 Star

676

reviews

Our Happy Customers

Am I Ready To Buy?

When considering homeownership for the first time, it’s important to determine if buying makes both financial and practical sense for your situation. Consider the pros and cons of both renting and buying, and weigh them accordingly.