on your Purchase & Refinance !
Mortgage Solutions & Expert Guidance !
Vema Mortgage : Your Trusted Partner.
the Perfect Mortgage Solution
Broker in Town with the lowest rates.
Mortgage Solutions & Expert Guidance !
on your Purchase & Refinance !
Mortgage Solutions & Expert Guidance !
Living the American Dream !
About Us
VEMA MORTGAGE (NMLS # 1019911) is a top-rated mortgage broker providing exceptional service and competitive rates to help individuals and families realize the dream of home ownership. With personalized guidance and a variety of mortgage options, VEMA simplifies the lending process. Ranked among the top 20 UWM brokers nationwide, VEMA has the expertise to find each customer the right financing solution.
What We Do
VEMA offers competitive mortgage rates and personalized customer service as well as a variety of flexible mortgage packages for customers with diverse backgrounds and needs. We are ranked in the TOP 20 Brokers (for UWM) nationwide.
We are licensed in the following states:
AZ, CO, FL, GA, OK, MD, MN , MI, NC, NJ, PA, SC, TX, & VA
21+
Years of Experience
11,200+
Satisfied Customers
14
States Licensed
1610+
5 Star Reviews
Why Choose Vema Mortgage
Lowest Rate
We prioritize understanding clients' goals and make customized rate offers accordingly.
Great Team
Our team has diverse expertise across agencies for balanced service.
Best Service
We have fast response times and exceptional technical support.
Easy Onboarding
We focus on clients' objectives to streamline onboarding.
Transparent Process
We follow clear and transparent processes to build trust.
Trustworthy Partners
Our thousands of satisfied customers validate our high-quality, trustworthy service.
Customer Reviews
5/5 Star
819
reviews
Vaman Baldha30 October 2024I had a fantastic experience with Vipul Hapani while refinancing my home mortgage. He was fast, efficient, and completed the process on time with no cost. Highly recommend him for anyone looking to refinance!Sreenivasulu Persineti30 October 2024I recently had the pleasure of working with Vipul at Vema Mortgage LLC for my refinance, and I couldn’t be more impressed with the service I received. Vipul’s expertise, attention to detail, and dedication to ensuring the best possible outcome made the entire process seamless and stress-free. He went above and beyond to answer my questions and kept me informed every step of the way. Thanks to his extraordinary work, I secured a great rate and feel confident in my decision. I highly recommend Vema Mortgage LLC and Vipul for anyone considering a mortgage or refinance – truly exceptional service!Nageswara Naveen Borusu30 October 2024I strongly recommend Vema Mortgage for their services and support. Especially Mr. Sebastian who have assisted me in getting my application processed smoothly. He is one of the best person, very genuine and trustworthy. Thank Sebastian sir and Vema Mortgage for your service and support.Srikanth Ch29 October 2024We had an excellent experience with Vema mortgage. The entire mortgage process was smooth and completed within three weeks, which was faster than expected. Our representative Vipul Hapani was knowledgeable, responsive, and took the time to answer all our questions, ensuring we understood every part of the loan terms. We received a competitive rate, and all fees were transparent from the start. Closing was convenient and stress-free. Overall, we highly recommend Vipul Hapani & Vema mortgage and would definitely work with them again.Kevin Patel28 October 2024I would like to express my sincere appreciation to Vipul Hapani for providing me with exceptional service. Their professionalism, attention to detail, and dedication to securing the best possible loan terms made the entire process smooth and stress-free. I can confidently recommend him to anyone in need of financial assistance, knowing they will receive the same outstanding service that I did. Thank you for your excellence in service.Narla. Prasanth.28 October 2024I worked with Johnson from Vema Mortgage. His response, Support, expertise helped us to get the clear to close on time with good interest rate. Thank you very much for all the hard work.Srihari Nagula28 October 2024I recently refinanced my home with Vipul and I couldn't be happier with the experience! From start to finish, Vipul was professional, knowledgeable, and responsive. He explained everything clearly, answered all my questions, and made the process smooth and stress-free. The rates and terms offered were very competitive, and Vipul worked hard to ensure I got the best deal possible. His attention to detail and dedication to customer satisfaction are truly impressive. I've already recommended Vipul to friends and family, and I would highly recommend him to anyone looking to refinance their home. Thank you, Vipul, for an exceptional experiencePratik Hanagodimath28 October 2024Second review: Recently approached Vipul for refinancing through Vema mortgage. The process was smooth. Vipul always goes extra mile to answer all the details well in advance. Makes it so much easier. Will definitely work with him again!. I again highly recommend Vipul and Vema mortgage to anyone. First review: I must say it has been an absolute pleasure working with Vipul and Vema Mortgage LLC. Being a first time buyer there are a lot of questions on which you need guidance. Vipul was patient and answered all of them with best interest to us!. Very professional and always trying to help us. Overall the process was very smooth with flawless communication. I highly recommend Vipul and Vema Mortgage LLC.Saravanan Ramamoorthy28 October 2024We recently completed the loan closing process, and it was an outstanding experience from start to finish. Vipul was incredibly knowledgeable, walking us through each step and ensuring we understood all the details. Vipul provided clear and prompt communication, addressing any questions we had and keeping everything on track. The closing itself was seamless and stress-free. Highly recommend for anyone seeking a smooth, professional, and thorough loan closing experience!Google rating score: 5.0 of 5, based on 935 reviews
Zillow Reviews
5/5 Star
676
reviews
Sebastian is very knowledgeable and ensures transparency in all transactions. It was a wonderful experience to work with him and I would highly recommend Sebastian to anyone who is looking for good advice during the process of buying a home.
It was pleasure working with Sebastian. He was able to provide all the required information and provided explanations for the questions and concerns we had during the loan processing. Looking forward to working with him in future.
I contacted Chirag for my mortgage. He has been extremely professional right from day one. He explained each and every steps thoroughly. I got a very good mortgage deal. I would definitely recommend others to contact him for loan requirements.
Really liked working with Sebastian throughout my house buying process. He made my financing process very smooth. From start he provided valuable guidance and was always easily reachable which helped us to close on time.
Sebastian and his team were excellent during and after the entire lending process. His experience and expertise in the field, quick turnaround, prompt and detailed explanation were of great value to me and made my purchase journey extremely smooth.
Blindly, you can trust him. We will not regret it until the end of the closing. I got his reference from my friend, and after enquiring with other lenders, Chirag will provide the best service and the best rate compared to others for any loan requirement.
Sebastian made the whole mortgage process very smooth for me being first time buyer. He was patient to answer my questions and providing his suggestions as well based on his experience. It was a wonderful experience to work with him.
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Our Happy Customers
Am I Ready To Buy?
When considering homeownership for the first time, it’s important to determine if buying makes both financial and practical sense for your situation. Consider the pros and cons of both renting and buying, and weigh them accordingly.