Current Mortgage Statement of the Subject Property
Front & Back of the borrowers Driver’s License.
2 latest pay stub.
2 latest bank statement with all the pages (even if its blank).
Valid H1B1 docs (all pages) OR Green Card/EAD (front & back).
2 latest Personal tax returns (1040 with all the schedule and K1 if any.
2 latest W2.
2 latest Business Tax Returns (If Any with K1)
Current Homeowners insurance Declaration Page (
If you have Investment Home – Mortgage statement, Tax Bill & Insurance Declaration page (IF ANY)
Please Note:
Appraisal fees will be charged upfront by the lender.
If there are any deposits other than the salary in your bank statement please send us a trail of them.
Lender’s only accept electronic doc. So please send all your doc via Email (as PDF attachment) or fax. Pl note that doc’s should be not password protected.
During the loan process inform us immediately if there is any change in employment
Don’t open any new line of credit during the loan process
Your spouse will be needed at the time of closing, even if they are not on the mortgage.
During the loan process, don’t transfer money/Consolidate funds till we say OK to it.
If you have a house in INDIA, which you are showing in your US tax return, then we will need the Mortgage Statement & Tax bill for last 2 years.