The Fresh Start Program is specially designed for borrowers looking to rebuild their credit after a major financial setback like bankruptcy, foreclosure, deed in lieu of foreclosure or short sale. These events can severely damage one’s credit score and make it very difficult to qualify for new financing.
The Fresh Start Program provides customized mortgage solutions soon after the negative credit event – as fast as just 1 day later in some cases of short sales or foreclosures. Both fixed and adjustable-rate mortgages are available to meet the borrower’s unique needs.
This specialized financing helps responsible borrowers get back on their feet and into homeownership again, when many other lenders would decline their applications. The program demonstrates our commitment to providing second chances and serving the whole community.